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Join more than 60,000 businesses using White Oak to grow. 

 

Borrow between £5,000 - £2 million

Over £6 billion lent to SMEs across the UK

Decisions in as little as 24 hours

 

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Decisions in as little as 24 hours
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UK Based Account Manager
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90% of Applications Approved*

Business finance made easy.

Funding you can use to pay tax bills, buy new stock, vehicles, machinery, invest in business development plans or keep your cash flow.

It can be hard to figure out what finance is right for you, but our team of experts can help you craft a tailored finance solution for your business' needs.

Decisions in as little as 24 hours
90% of applications approved*
Access to over 50 lenders
Dedicated UK Based Account Manager

Finance is subject to terms, conditions, eligibility criteria, affordability and credit approval. Any property or asset used as security may be at risk if you do not repay any debt secured on it. White Oak may act as a credit broker not a lender and may receive a commission for the introduction if you decide to enter into an agreement with them. White Oak’s business finance products are not regulated by the Financial Conduct Authority.”

*Based on applications this year. This is not a guarantee of future approval and terms and conditions apply.

SHORT TERM FUNDING

  • Lend up to £2 million
  • 3 - 12 month terms
  • 95% Approval Rate*
  • Dedicated Account Manager
  • Short term loans are flexible and innovative, available to companies in almost any industry and can be used for practically any purpose.
Get a Free Quote

ASSET FINANCE

  • Lend up to to £2 million
  • 12 - 60 month terms
  • 93% Approval Rate*
  • VAT deferral available
  • Fast-Track Options
  • Hire purchase, leasing and refinance options
  • Dedicated Account Manager
Get a Free Quote

VAT FUNDING

  • Lend up to £2 million
  • 3 month term
  • Bring VAT in line with monthly expenditure
  • Speedy online paperwork
  • Paid to you or HMRC
  • Dedicated Account Manager
Get a Free Quote

*Based on 2023 applications. This is not a guarantee of future approval and terms and conditions apply.

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White Oak worked with the Government-owned British Business Bank, coming to the aid of thousands of businesses and providing over £400 million in loans. One of its largest lenders was White Oak under a scheme known as CBILS (Coronavirus Business Interruption Loan Scheme).

Our Partners

British Business Bank
Barclays
HSBC
NACFB
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